• Dollar Tree
    Savings

    15 Things to Buy at Dollar Tree

    I have always loved going to Dollar Tree. How can you beat knowing that everything in the store is only $1. Some things they sell are not any cheaper than at other stores and sometimes the quality is not as good. But you can save money if you know what to buy. You need to know your prices at other stores to know if it is a good deal. There are a few items that we just like better than the ones at other stores. This post contains affiliate links.  Please see my disclosure policy for more details. Orchard Park Hazelnut Coffee Creamer – I started buying it because it was cheap,…

  • Buying a House CAN be a Money Mistake
    Savings

    Buying a House CAN be a Money Mistake

    We have made a lot of money mistakes over the last 30 years of marriage. I hope by writing this that I can keep somebody from making the same mistakes. Everyone makes mistakes, but the most important thing is to learn from them. My husband and I have very different family experiences growing up, but neither of us were taught how to handle money. I was in college when we got married so I only worked part-time and my husband worked in a warehouse so he didn’t make a lot of money. We lived in a small 1 bedroom apartment when we first got married, but moved to a 2…

  • Creative Family Vacations
    Life and Family,  Travel

    Creative Family Vacations

    Everyone needs to take some time to relax and spend time with their family.  We need to do this everyday, but some of our best memories have been made on family vacations.  We have lots of fun when we go on vacations, but we can’t always afford to take the vacations that we would like.  Sometimes we have to get creative so we can still enjoy time with our family and make memories that last.  We have taken all kinds of vacations over the years, with just our immediate family, extended family, the church, youth group, and friends.  Many years ago, we were told by an older couple to make…

  • Hot Ham and Cheese Sandwiches Done Cheaper
    Cooking,  Savings

    Hot Ham and Cheese Sandwiches Done Cheaper

    My husband fell in love with these hot ham and cheese sandwiches at a friends party several years ago.  I looked the recipe up on line and we tried a few different versions until we found the one he liked best.  To view the recipe I use, click here.  I have made them several times since then but don’t make them often because they are so expensive.  They decided to have sandwiches and desserts at church after the singing on Sunday night.  I decided I wanted to do something besides buy bread and lunch meat.  I thought of these but really didn’t need to spend that much money this week. …

  • Meal Planning My Way
    Cooking,  Savings

    Meal Planning – My Way

    I have said it before. I am not good about meal planning. Our life is crazy most of the time. I rarely know if we are going to be home for supper or at least how many are going to be home. I have tried to plan out meals, but it usually doesn’t work out. I like to have easy meals that I can throw together quickly, that is just what works for our family, but I still like to cook fairly wholesome meals out of real food when possible. I have a few tricks that help me with this. I buy ground meat in the larger amounts and prepare…

  • How I Save Money at Kroger
    Savings

    How I Save Money at Kroger

    Kroger is one of my go to places to save money on groceries right now.  I love that there are so many ways to save money there.  There are free items, digital coupons, paper coupons, weekly sales, and fuel points.  There may be more, but right now these are the main ways I save money at Kroger.  We have one of the largest Kroger Marketplaces, when it was built, they said it was the largest Kroger in the world.  There have been larger ones built since then.  A Kroger Marketplace is unlike any other store we had around here.  Not only is it a grocery store, but it has a…

  • Whats the Deal With Aldi?
    Savings

    What’s the Deal at Aldi?

    We didn’t have an Aldi locally until a couple of years ago.  There was one an hour away and I had heard that people made special trips up there to buy groceries.  I even went and looked around once when I was in that town for work.  I wasn’t impressed because I didn’t recognize anything, I remember thinking it is just a lot of ‘off-brand’ stuff and I didn’t get a basket because I didn’t know they were outside.  So I wasn’t excited when I heard we were getting one.  I didn’t go to the grand opening or even visit there the first month or so.  I am really not…

  • I am Frugal
    Savings

    Not Cheap, Just Frugal

    I do not consider myself cheap, but I am frugal.  I combine store sales, paper or online coupons and money back apps to save as much money as I can on items we use regularly.  I stock up on items that we use a lot when there good sales, but things go on sale somewhat regularly so you really don’t have to buy too much at one time.  I have limited storage space so I try to only buy enough to last us until the next sale comes along. It takes good organization to not only store these extra items, but to be able to find them when we need…